Join the Milford KiwiSaver Plan in minutes


Your KiwiSaver
account should
look after

So get the #1 performing KiwiSaver fund.

#1 Performer over 3 years - Milford KiwiSaver Conservative Fund NZ Superannuation Multisector Conservative category*
#1 Performer over 3 years - Milford KiwiSaver Balanced Fund NZ Superannuation Multisector Balanced category*
#1 Performer over 3 years - Milford KiwiSaver Active Growth Fund NZ Superannuation Multisector Growth category*
#1 Performer over 5 years - Milford KiwiSaver Balanced Fund NZ Superannuation Multisector Balanced category*
#1 Performer over 5 years - Milford KiwiSaver Active Growth Fund NZ Superannuation Multisector Growth category*

It all adds up.

  • Incremental increases in returns, no matter how small, can have a significant effect on growing your retirement savings.
  • The graph alongside shows how even slightly better returns can add up over time.

The investment industry has spoken.

Milford is proud of our track record as KiwiSaver investment leaders. We’ve won the Morningstar KiwiSaver Fund Manager of the Year Award in 2013, 2014 and 2016, as well as the FundSource KiwiSaver Manager of the Year Award for 2016 and 2017.^

Here's what Morningstar said about us:

The pre-eminent choice among KiwiSaver providers.
Milford is at the forefront of the competitive KiwiSaver sector, thanks to its well-tenured and seasoned investment team, exceptional client service, industry-leading risk-adjusted results and commendable focus on investor education and engagement.

We put our ongoing success down to a relentless curiosity. It’s a never-ending search to uncover investment opportunities the less inquisitive often overlook.

So don't be left wondering how good your retirement could have been. Join Milford today.


Remember to read the Milford KiwiSaver Plan Product Disclosure Statement before completing your application.

Alternatively, you can request an application form and a copy of the Product Disclosure Statement to be posted to you by clicking here.

If you have any questions, please contact our team at or 0800 662 346.

*Performances refer to the Morningstar Multi Sector Conservative, Balanced and Growth fund category in which that Milford KiwiSaver Plan fund is included, as at 31 August 2017.


^ Morningstar Awards 2013, 2014, 2016 ©. Morningstar, Inc. All Rights Reserved. Awarded to Milford Asset Management for Fund Manager of the Year, KiwiSaver Category, New Zealand ©2017 Morningstar, Inc. All rights reserved. Neither Morningstar, its affiliates, nor the content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. Any general advice or ‘class service’ have been prepared by Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or Morningstar Research Ltd, subsidiaries of Morningstar, Inc, without reference to your objectives, financial situation or needs. Refer to our Financial Services Guide (FSG) for more information at You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement (Australian products) or Product Disclosure Statement (New Zealand products) before making any decision to invest. Our publications, ratings and products should be viewed as an additional investment resource, not as your sole source of information. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Some material is copyright and published under licence from ASX Operations Pty Ltd ACN 004 523 782 ("ASXO").
Note: Fund Manager of the Year Awards are announced by FundSource, the investment strategy and research company. These awards should not be read as a recommendation by FundSource. For further advice on the relevance of this award to your personal situation consult your authorised financial adviser, or visit
** Morningstar News Release, 24 February 2016

Request by post

Please complete the form below and we'll send you a copy of our Product Disclosure Statement.

  • This field is for validation purposes and should be left unchanged.


At Milford, we don’t buy and hold investments. We prefer an active portfolio management approach to adapt to a market that’s in a constant state of change. So we take advantage of investment opportunities as they arise, and aim to protect capital when markets are less favourable.


To find the very best companies to invest in, we undertake our own detailed investment research and conduct regular company visits. Last year alone, we talked to hundreds of companies to find the very best ones.


Milford’s ongoing success is due largely to the talent and passion of its people. We have some of the country’s most experienced and respected investment experts, with each person having established an impressive track record for making quality financial decisions.

This is a hypothetical investment and meant for illustrative purposes only. Past performance is not a guarantee of future returns.

Assumptions: 8% p.a. net investment return versus 7% p.a. net investment return for a 35 year old investor with starting gross annual salary of $75,000, starting KiwiSaver balance of $35,000, 3% employer and employee contributions, no withdrawals, 2.5% p.a. salary growth. Final lump sum is not adjusted for inflation.