Money Goals

KiwiSaver Matters!
Make yours work harder

How to make the most of your KiwiSaver

KiwiSaver is a wonderful way to plan for the retirement you’re anticipating. A retirement with the freedom to choose how you want to spend your time – travelling, with friends and family, or activities and events you enjoy.

It might be a long way off, visible on the horizon, or perhaps you’re already there. Wherever you’re at on your retirement journey, now is the time to make sure your KiwiSaver account is working as hard as you are. A few simple decisions now, could make a big difference down the track.

In this section you’ll discover tips and tools to maximise your KiwiSaver account – like understanding compound returns, how to know if you’re in the right Fund or Fund mix, and the new rules around contribution levels. And if your KiwiSaver account is a plan to help finance your first home – this section is for you too.

If you would like to learn more about the Milford KiwiSaver Plan, check out our website or talk to someone on our KiwiSaver advice team on 0800 662 345.

Learn about eligibility requirements, withdrawal conditions…
Learn about different fund types, risk profiles…

It’s natural to think of KiwiSaver as a savings account, but really, it’s an investment account. Investing can feel daunting, but it doesn’t have to be…

2026 © Milford Asset Management Limited

The articles, blogs and other materials appearing on this page are intended to provide general information only. They do not take into account your investment needs or personal circumstances. They are not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford Funds Limited is the Issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com/documents. For more information on our financial advice services and to view Milford’s Financial Advice Provider Statement please visit milfordasset.com/getting-advice