KiwiSaver - Milford Asset

Why Milford's KiwiSaver Plan?

Everyone should be saving for retirement. So choosing a KiwiSaver Plan is a key investment decision. After all, the outcome of this decision will have a major impact on your future. To see what sets us apart from other KiwiSaver providers, please keep reading below.

What sets us apart?

We take an active approach to investing

We constantly re-evaluate investments to achieve the best results for our clients. Our ability to move quickly means we can take advantage of opportunities as they arise and manage risk along the way.

We have proven expertise on our side

We have one of the largest and most globally experienced investment teams in New Zealand. Having this expertise applied to your savings can give you the edge you need to reach your retirement goals. Our strong performance is independently supported by our Morningstar KiwiSaver Fund Manager of the Year awards for 2013, 2014, 2016, 2018 and 2019 and our FundSource KiwiSaver Manager of the Year awards for 2016, 2017 and 2018. You can see how our performance compares to others in the Morningstar KiwiSaver Survey March 2020 Quarter.

We always do detailed research

By personally researching our investments we can identify potential opportunities others may not see. We interact with hundreds of companies each year to assess where your money should and shouldn’t be.

We invest alongside our clients

Our investment experts and wider staff invest in Milford’s Funds. We are just as protective of your investments as we are of our own.

We focus on client experience

As winner of the 2018, 2019 and 2020 Consumer NZ People’s Choice award, we have consistently ranked highly for overall KiwiSaver customer satisfaction. Covering key factors such as investment performance client service and client communications.

KiwiSaver retirement calculator

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How to maximise your KiwiSaver account

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How to increase your KiwiSaver contributions:

Direct credit via your online banking

Set up regular payments or do a one-off payment via your online banking straight into your KiwiSaver account using the following details:

Bank account name:  Milford KiwiSaver Plan
Account number:  02 0500 0966274 00
Payer Reference:  Investor’s Surname
Code:  Your Milford account #, starting with ML

Set up a Direct Debit

Click here to set up automatic regular payments from your bank account straight into your KiwiSaver account.

Tell your employer to increase your contribution rate

You can set your contribution rate at either 3%, 4%, 6%, 8% or 10% of your salary or wages. Simply tell your employer in writing the rate you would like.

  • Why should I sign up to a KiwiSaver Plan?

    KiwiSaver is a long-term savings scheme. It aims to increase your financial independence in retirement. With a maximum Government Contribution of $521.43 p.a. if you are over 18 and make contributions of $1,042.86 or more each year, signing up to KiwiSaver is a great way to save for your future.

  • How can I login and view my investment account balance online?

    Click Account Login at the top right of your page and select the relevant login type.

    If you have not already set up your online login, we will need to create one for you. Please email to request this.

    For Private Wealth online access registration, please email


  • What is a KiwiSaver Government Contribution?

    The government will contribute 50 cents for every dollar of member contributions to your KiwiSaver account up to a maximum of $521.43 per year for KiwiSaver members aged between 18 and 65 years.

    The KiwiSaver financial year runs from 1 July to 30 June. Contributions must be made within this time period to be considered for the annual Government Contribution. In July, the administrator of the Milford KiwiSaver Plan will provide the IRD with investors’ KiwiSaver contribution amounts for investors’ Government Contributions. The IRD will normally pay Government Contributions to investors’ KiwiSaver accounts directly in July.

Clarity about fees

We have a transparent, fair and value based approach to fees.

More about fees

Investment performance


Australian Superannuation Transfers

Transfer your Australian Superannuation

You are able to transfer your Australian Superannuation into the Milford KiwiSaver Plan. To start the process we recommend you contact your Australian Superannuation provider and confirm what information and documentation they require to make the transfer. After you have spoken to your Australian provider please contact Milford and we will assist where we can.

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