KiwiSaver

Why choose Milford’s KiwiSaver Plan?

From award-winning investment performance, to personalised advice, to investing our own money right alongside yours – we’re truly invested in your KiwiSaver success. Join or switch in five minutes right now or if you’re not quite sure where to begin, get convenient digital advice in 10 minutes before joining.

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We invest alongside you

Active approach to investing

Global investment expertise, research, analysis & insights

Award-winning client satisfaction

Joining or switching is easy

Grab your NZ ID and IRD number and you can join or switch to Milford in less than five minutes.

Want help choosing your fund?

Get convenient and expert digital advice in 10 minutes before joining.

Join or switch right now

Get started in five minutes.

When you invest your KiwiSaver money with Milford,

you are investing in...

Making it easy

The Milford mobile app and online portal ensures you have full visibility over your balance, fund performance and where your money is invested. Download your annual statements, view your transaction history, change your fund mix or easily get in touch with us. With more exciting features around the corner, the app helps give you more control over your account.

Active fund management

We take a hands-on approach to investing, constantly re-evaluating investments pursuing the best returns possible for our clients. Our ability to move quickly means we can take advantage of opportunities as they arise and manage risk along the way.

Global expertise

We have one of the largest and most globally experienced investment teams in New Zealand. Having this expertise working for you can give you the edge you need to reach your retirement goals. Our strong performance is independently supported by our Morningstar KiwiSaver Fund Manager of the Year awards for 2013, 2014, 2016, 2018 and 2019 and our Canstar KiwiSaver Provider of the Year Award for 2020. Milford also manages New Zealand’s top-performing KiwiSaver Growth, Balanced, and Conservative Funds over the last 10 years.

You can see how our performance compares to others in the Morningstar KiwiSaver Survey June 2023 Quarter here.

Detailed research & insights

Our Investment Team do hundreds of company visits every year, conducting rigorous reviews and detailed financial analysis. By personally researching our investments, we can identify potential opportunities others may not see and have a greater understanding of where your money should be.

A team who invests alongside their clients

Trust is of the utmost importance when someone is dealing with your money. We believe in our investment strategies so much that our investment experts and wider staff invest their own money in the same funds as our clients. It’s our policy. You can believe our team is highly motivated to have your funds do the best that they can because we’re on the same journey.

Client satisfaction

As winner of the 2018, 2019, 2020, 2021, and 2022 Consumer NZ People’s Choice award, we have consistently ranked highly for overall customer satisfaction. These awards covers key factors such as investment performance, client service and client communications. And when you call us, you don’t deal with robots, you speak with real people in our Investment Services team.

Want help choosing your fund?

Get convenient and expert digital advice in 10 minutes before joining.

Join or switch right now

Get started in five minutes.

How to increase your KiwiSaver contributions:

Direct credit via your online banking

Set up regular payments or do a one-off payment via your online banking straight into your account using the following details:

Bank account name: Milford KiwiSaver Plan
Account number: 02 0500 0966274 00
Particulars: Please enter Milford Account Name
Code: Please enter Three Letter Fund Code e.g. KWS
Payer Reference: Please enter your Milford Account Number (starts with ML)

Set up a Direct Debit

Click here to set up automatic regular payments from your bank account straight into your account.

Tell your employer to increase your contribution rate

You can set your contribution rate at either 3%, 4%, 6%, 8% or 10% of your salary or wages. Simply tell your employer in writing the rate you would like.

Choose Milford as your preferred KiwiSaver provider for employees

What we offer

We’ll help your employees understand the benefits of KiwiSaver and plan for retirement or their first home purchase.
We offer tailored presentations to educate your staff, including time to answer any tricky questions.
Access to advice. We have dedicated KiwiSaver advisers to help your employees set a goal and ensure they are in the right fund.
Access to online tools including Digital Advice and the ability to forecast their balance at 65.

Join or switch right now

Get started in five minutes.

Want help choosing your fund?

Get convenient and expert digital advice in 10 minutes before joining.