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The articles, blogs and other materials appearing on this page are intended to provide general information only. They do not take into account your investment needs or personal circumstances. They are not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford Funds Limited is the Issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com/documents. For more information on our financial advice services and to view Milford’s Financial Advice Provider Statement please visit milfordasset.com/getting-advice