What does the service involve?
If you’re looking for advice to make a confident investment decision, without committing to an ongoing advice relationship, a Milford Adviser will take time to understand your situation and recommend the right Milford fund for your goals.
We’ll review your situation and recommend a single fund within the Milford KiwiSaver Plan aligned to your goals, timeframe and comfort with market fluctuations. You’ll leave with a clear recommendation you can act on straight away.
If you’re considering an investment fund for the first time or want a second opinion on your investment approach with Milford, we can recommend a single Milford Investment Fund suited to your financial goals and risk tolerance.
You may be deciding to invest in KiwiSaver for your retirement or wanting to check you’re in the right investment fund to reach your goal.
If you’re nearing a major life milestone, it’s worth checking whether you’re on track to achieve the retirement lifestyle you’re imagining.
A new job, inheritance, relationship change or a shift in your goals can be a good time to check whether your fund still suits your needs.
You may have only had a savings account at the bank or been invested in property up until now. If you’re considering an investment fund for the first time, advice can help you get started with confidence.
If you’d like reassurance that you’re on track, our Advisers can give you clarity and confidence.
Confirm whether the Milford KiwiSaver Plan and Milford Investment Funds Advice Service is right for you.
We’ll talk through what you want to achieve and confirm if Milford’s free advice service is the right fit.
Understand your goals and risk tolerance
We’ll ask you about your goals, timeframes and how you feel about investment cycles.
Use Milford's digital advice tools together
We’ll use Milford’s digital advice tools to help match your goals and risk tolerance to one of our funds, considering both our Milford KiwiSaver Plan funds and/or our Milford Investment funds.
Recommend a Milford fund
You’ll receive a fund recommendation aligned to your goals and risk profile.
Support you to act
If you decide to proceed, we’ll support you in taking your next steps.
After meeting with an Adviser, you’ll have a clear view of where you stand and a recommendation you can put into action.
You’ll leave with:
There is no separate fee for this advice service. Fund fees will apply if you choose to invest, but there is no obligation to proceed after your consultation.
Important: This service is only available for investments held in your personal name. We are unable to provide investment fund advice on investments held through a Trust, company, partnership, or other entity structure.
To see our Financial Advice Provider Disclosure Statement, please visit milfordasset.com/getting-advice.
Not currently a Milford client? Visit Milford Digital Advice to learn more.
A Milford Adviser will take the time to understand your situation and recommend the most suitable Milford KiwiSaver Plan fund and/or Milford Investment Fund for your goals. This advice designed to help you make a confident decision at a specific point in time, without any ongoing commitment.
There is no separate fee for this advice service. If you choose to invest, standard fund fees apply, but there’s no obligation to proceed after your session.
Our advisers can recommend a Milford KiwiSaver Plan fund, a Milford Investment Fund, or both – depending on your situation and goals. We are only able to provide advice on Milford’s funds.
No. The Milford KiwiSaver Plan and Investment Fund Advice Service is designed for people who want clear guidance without committing to an ongoing advice relationship, whether you’re a client or not.
Most initial advice sessions are completed within an hour. Your adviser will confirm what to expect when you get in touch.
You will be allocated an Adviser once you’ve contacted us based on your location. If you’d like to speak with a specific Adviser, please let us know once when we contact you.
If you have a more complex financial situation – multiple assets, legacy planning needs, or more than $500,000 to invest – our Wealth Management and Advice Service may be a better fit.
Yes, absolutely. And if you’re an existing client and prefer to explore your options digitally, you can also access our digital tools through the Client Portal or Mobile App.
Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Product Disclosure Statement(s) at milfordasset.com. Before investing, you may wish to seek financial advice. Past performance is not a reliable indicator of future performance.
To see our Financial Advice Provider Disclosure Statement, please see Getting Advice.
