Approaching Retirement

Milford KiwiSaver Plan and Milford Investment Funds

If you are planning your retirement, we have a range of services and resources to help you create a financially comfortable future.

To see our Financial Advice Provider Disclosure Statement , please see Getting Advice

Approaching retirement?

It’s not too late to grow your retirement investment and we definitely think you should, especially if you are 55 or over.

Use our Digital Advice Tools to see how you can reach your retirement goal, or talk to one of our KiwiSaver Advisers if you’re still on your KiwiSaver journey.

How can we help you?

There are several options to help you identify whether you are on track to meet your retirement goal, or reach your goal faster. For example by contributing more, contributing more frequently and ensuing the fund is appropriately exposed to growth assets vs. income assets for your risk tolerance and aspirations.

Milford offers a range of digital tools to help you plan and stay on track:

Digital Advice Tools

Want help understanding the future income your investment could provide, and help choosing your fund? Access our expert digital advice to help guide you on your way.

KiwiSaver Retirement Calculator

This tool provides a quick estimate of your KiwiSaver balance at retirement and how much this could represent as a weekly income.

Talk to us

Whether you are a current Milford client, or looking to switch your KiwiSaver to Milford, we’d love to chat. Use this form to make an appointment with a Milford KiwiSaver Adviser and we’ll be in touch to answer your questions.

Our Advisers are available during business hours Monday to Friday.

Arrange a time that suits for a Milford KiwiSaver Adviser to contact you

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Helpful Resources

What happens to my KiwiSaver when I retire?

Age 65 is widely regarded as the age of retirement in New Zealand and is considered an ideal time to “down tools”. This is the age that New Zealand Superannuation…

Financial Wellbeing Workbook

It’s time to walk the talk. This practical, easy-to-use workbook includes planning tools, tips and ideas to guide you as you define your financial goals and set strategies to reach them.

What’s the right KiwiSaver strategy if I’m approaching retirement?

Managing your KiwiSaver investment as you approach retirement can be tricky…

Independently recognised for delivering strong results for our clients

Consumer People’s Choice – Milford KiwiSaver Plan
(7 years running)

Canstar’s KiwiSaver Provider of the Year 2023 (4 years running)

Fund Manager of Year: KiwiSaver