Your risk profile

Establishing your appetite for potential risk and return is an essential step before you invest any money. Without this information, you might find yourself exposed to more risk. The following questions will help you build a picture of what your risk profile looks like. Remember, these questions are a guide to help you to determine your risk profile. It is not intended to provide you with financial advice because it does not take into account your personal goals, financial situation or needs. You should not treat this as financial advice. If you need help choosing your Milford fund please see our digital advice tools.

Investor Profile Questionnaire

Which funds are you interested in?

KiwiSaver Investor Profile Questionnaire

Investment Funds Profile Questionnaire

Will you be withdrawing your KiwiSaver to make a 1st home purchase?

Question 1 of 4

I plan to begin withdrawing money from my KiwiSaver account in…

Question 2 of 4

When I hear ‘risk’ related to my KiwiSaver investment…

Question 3 of 4

Investments do occasionally go down in value. If you had $20,000 invested for the long term, how much of a drop in value could you tolerate over a 12-month period before you took action?

Question 4 of 4

Investing involves taking on some risk. The level of risk will vary depending on the Fund(s) you are invested in. If you could increase the chances of improving your investment return by taking on some risk would you be willing to:



The information that you provide us in this tool may be used by Milford for the purposes set out in our Privacy Policy. By proceeding, you agree to our Privacy Policy found here.

Your risk profile is Conservative

Defensive
Conservative
Balanced
Growth
Aggressive

The risk profile name does not necessarily reflect or relate to the Milford funds available for you to invest in. We recommend you read our Product Disclosure Statement and review all our funds to determine the best fund or funds for you. If you need help choosing, please see our digital advice tool here.

Milford Funds

As with any investment, all Milford KiwiSaver and Investment Funds carry with them an associated level of risk. The level of risk each fund has depends on the types of assets it invests in.


For more information about the risk profiles for each of the Milford Funds, please see our Product Disclosure Statement.

Risk versus time

Time can have a strong influence over risk. Typically, as your investment time shortens your appetite for risk will lessen because you have less time to offset any short-term falls in value. For this reason, you should re-assess your risk profile every six to twelve months to ensure you’re not carrying too much or too little risk.

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Question 1 of 4

I plan to begin withdrawing money from my investment in:

Question 2 of 4

When I hear "risk" related to my investment…

Question 3 of 4

Investments do occasionally go down in value. If you had $20,000 invested for the long term, how much of a drop in value could you tolerate over a 12-month period before you took action?

Question 4 of 4

Investing involves taking some risk. The level of risk will vary depending on the Fund(s) you are invested in. If you could increase the chances of improving your investment return by taking some risk would you be willing to:



The information that you provide us in this tool may be used by Milford for the purposes set out in our Privacy Policy. By proceeding, you agree to our Privacy Policy found here.

Your risk profile is Growth

Defensive
Conservative
Balanced
Growth
Aggressive

The risk profile name does not necessarily reflect or relate to the Milford funds available for you to invest in. We recommend you read our Product Disclosure Statement and review all our funds to determine the best fund or funds for you. If you need help choosing, please see our digital advice tool here.

Milford Funds

As with any investment, all Milford KiwiSaver and Investment Funds carry with them an associated level of risk. The level of risk each fund has depends on the types of assets it invests in.


For more information about the risk profiles for each of the Milford Funds, please see our Product Disclosure Statement.

Risk versus time

Time can have a strong influence over risk. Typically, as your investment time shortens your appetite for risk will lessen because you have less time to offset any short-term falls in value. For this reason, you should re-assess your risk profile every six to twelve months to ensure you’re not carrying too much or too little risk.

< Go Back
Next >

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