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If you are over 50, do you know how much you need, whether you have enough and how long it

Struggling to pick a KiwiSaver fund? Lost in the sea of options? You aren’t the only one. There are many factors to consider but three key factors to consider to help simplify your decision are: what is your goal? What is your investment timeframe? And what is your risk tolerance?

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It’s time to set your 2025 resolutions! Murray Harris, Head of KiwiSaver at Milford, joins Bree and Clint from ZM to talk about the importance of including money goals in your plan and how increasing your KiwiSaver contribution by a small fraction now could make a difference of thousands in retirement.

Does the government take your KiwiSaver money when you die? KiwiSaver Financial Adviser at Milford, Liam Robertson, gives Bree and Clint from ZM a rundown on what happens to your money if you have a will, or you don’t have a will.

The word diversification is thrown around a lot in financial circles – but what does it actually mean? KiwiSaver Financial Adviser at Milford, Liam Robertson, gives Bree and Clint from ZM an easy-to-understand example of what diversification could look like.